I've had the same problem three times over the last three months. The first two times I didn't realize it was RLC as I was charging that card with regularity, so I figured it could have been something else. But the third time, RLC was the only thing I charged for a month, and sure enough a charge of $45.99 was on my card once again from one of those fake .COM sites. I contacted segpay and they gave me the "everything is good on our end" response. So I canceled my membership. As bad as I feel for everyone else that has dealt with this too, I'm glad I'm not the only one. It definitely seems like a segpay issue. If I ever go back, it will be the prepaid card route, but RLC for me isn't exactly giving me a reason to even think about joining again anyways.