A man is getting into the shower just as his wife is finishing up her shower, when the doorbell rings. The wife quickly wraps a towel around herself and runs downstairs.
When she opens the door, there stands Bob, the next-door neighbour.
Before she says a word, Bob says, " I'll give you $800 to drop that towel."
After thinking for a moment, the woman drops her towel and stands naked in front of Bob.
After few seconds, Bob hands her the $800 and leaves.
The woman wraps back up the towel and goes back upstairs.
When she gets to the bathroom, her husband asks, " Who was that?"
" It was Bob the next-door neighbour," she replies.
" Great," the husband says, " did he say anything about the $800 he owes me? "
Moral of the story:
If you share critical information pertaining to credit and risk with your shareholders in time, you may be in a position to prevent avoidable exposure.